Building and Contents Insurance
An overview of our standard insurance cover
Buy your Buildings & Contents Insurance from SAKZA Insurance Brokers.
You have a choice of Insurance options including:
Buildings only cover
Contents only cover
Buildings & Contents combined
Buildings & Contents Insurance can be taken out by new and existing mortgage borrowers. We provide Buildings insurance up to a maximum of £300,000 and Contents insurance up to a maximum of £40,000.
Subject to the standard policy conditions (and sum insured limits) you are covered if your building and/or contents are damaged by:
Fire, smoke, explosion, lightning or earthquake
Riots, civil commotion, labour and political disturbances or strikes
Malicious damage or vandalism
Storm or flood
Impact or collision
Subsidence or heave
Escape of water or oil
Theft or attempted theft
For the full policy conditions, including restrictions and exclusions, please always refer to your policy Terms and Conditions booklet, which is included with your certificate of insurance.
Buildings Insurance
You have a choice of Insurance options including:
Buildings only cover
Contents only cover
Buildings & Contents combined
Subject to the policy conditions, we will meet the cost of returning the building to its normal condition (up to the maximum sum insured of £300,000)
Bedroom rated policy so no need for you to calculate your sum insured
Alternative accommodation cover is provided
Includes personal liability cover up to £1 million
to Buildings (at an additional cost)
If you require cover above £300,000 then buildings cover can be increased up to a maximum sum insured of £500,000 with Buildings Extra (at an additional cost). Buildings Extra is automatically included for any properties containing 7 or 8 bedrooms.
For the full policy conditions, including restrictions and exclusions, please always refer to your policy Terms and Conditions booklet, which is included with your certificate of insurance.
Contents Insurance
Subject to the policy conditions, we will meet the cost of either replacing or repairing your contents (up to a maximum sum insured of £40,000). Where possible damaged possessions will be replaced as new.
Bedroom rated policy so no need for you to calculate your sum insured
Covers replacement of freezer contents
Covers replacement of external locks
Covers office equipment if you work from home (up to £4,000 in total)
Covers pedal cycles
Covers personal money
Accidental Damage to Contents (at an additional cost)
Personal Possessions cover can be added up to £10,000 (at an additional cost)
If you require cover above £40,000, then contents cover can be increased up to a maximum sum insured of £60,000 and personal possessions cover can be increased up to £15,000 with Contents Extra (at an additional cost).
For the full policy conditions, including restrictions and exclusions, please always refer to your policy Terms and Conditions booklet, which is included with your certificate of insurance.
Home Emergency Cover
The first 12 months cover is provided FREE OF CHARGE from the policy start date and then a 50% discount is available until the second policy anniversary.
This cover provides assistance if you have a home emergency. Subject to the policy conditions, we will provide cover for a sudden event that was not expected which needs immediate action up to a maximum sum insured of £500 (including VAT) in respect of:
Call out, material and labour charges of an appointed qualified workman
Overnight accommodation and/or transport to the accommodation up to a maximum of £100 (including VAT)
For the full policy conditions, including restrictions and exclusions, please always refer to your policy Terms and Conditions booklet, which is included with your certificate of insurance.
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SAKZA Insurance Brokers is the trading name of SAKZA Ltd. Registered Office: 4 Eve Road, Woking, Surrey, GU21 5JT. Registered in England No 5647493. SAKZA Insurance Brokers is authorised and regulated by the Financial Services Authority. All quotes based on individual circumstances and subject to insurers underwriting criteria.
01932 344400
For a Quote
Tel: 01932 344 400